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*The MINI App is compatible for MINI vehicles from 2019 model year and newer in conjunction with the option ConnectedDrive Services and a compatible smartphone. Available apps and services are subject to change, may vary by location or other factors. May require additional services, plans, subscriptions, and vehicle options, and may only be operable in conjunction with certain smartphones and operating systems (smartphone not provided). Not all apps or services may be available for all MINI models.
Every great journey needs a great co-pilot, and that’s why MINI Financial Services is with you for the long haul. With flexible lease and finance solutions, thoughtfully designed protection products, and convenient online shopping tools, we offer the expertise to ensure you enjoy an exceptional experience. Here’s to the journey ahead, and all the places we’ll go together.
When you lease a MINI with MINI Financial Services, you’ll enjoy low monthly payments and maximum flexibility, without having to think about the long term. Simply choose the contract length and mileage option based on your lifestyle – and we’ll help you find a plan that fits you to a T.
Our standard lease plan offers a set number of kilometres and a wide range of flexible contract terms. At the end of your contract, you’ll benefit from no residual value risk, and have the privilege to choose from a variety of lease maturity options to easily get into your next MINI.
If you’re looking to keep your lease payments as low as possible, our Multiple Security Deposit Lease may be your best route forward. You’ll have the option to make up to six additional, refundable, and non-taxable security deposits to lower your interest rate and your monthly payments. And at lease maturity, you’ll recoup your security deposit(s)* to put money back into your wallet. Win-win.
*Refundable amount may be reduced by the amount of any outstanding charges on your account.
Get the convenience of a cash purchase with the advantages of a lease. With our Single Payment Lease plan, you make one lump sum payment up front and only pay the low interest on the residual value amount (as opposed to the total leased value). You’ll also get an extra up to 1% rate reduction* to sweeten the deal and the rate reduction is stackable with other in market offers**. The result: Outstanding savings, zero monthly payments, and the right to purchase your MINI outright at the end of your term.
* Lowest applicable rate is 0.10%.
**Terms and conditions apply.
Whether you’re into quick jaunts around town or extended excursions off the beaten path, MINI Financial Services offers four kilometre options to suit your driving style. Simply decide how many kilometres you want per year, and we’ll tailor your leasing plan to match your needs.
CONTACT A RETAILERStandard | 24,000 km/year |
Option 1: | 20,000 km/year |
Option 2: | 16,000 km/year |
Option 3: | 12,000 km/year |
Option 4: | 8,000 km/year |
By financing your MINI, you have the flexibility to make it 100% yours. This gives you no restrictions on mileage or years spent together, and the freedom to sell or exchange it when the time’s right. From Standard Financing to OwnersChoice®*, discover financing plans that make it easy to turn the MINI you want into the MINI you own.
*Not available in Quebec.
Get in the fast lane to owning your MINI with competitive interest rates, plus a range of down payment options and contract terms (from 24 to 84 months). Best of all, there are no up-front administration fees or early termination charges to worry about. Just get in, get out, and enjoy the ride.
If you want the satisfaction of owning your MINI but the flexibility of a lease-type payment schedule, OwnersChoice® may be right for you. By keeping a larger portion of your MINI’s purchase price (balloon amount) until the end of your agreement, you’ll enjoy lower monthly payments. At the end of term, you can either settle the balloon balance in full, refinance it**, or pay it off after a trade-in.
*Not available in Quebec.
**Terms and conditions apply.
Whether you’re looking to finance your lease buyout or your OwnersChoice®* balance, we make the process easy – with attractive interest rates** and flexible options for eligible customers. To learn more about refinancing through MIN Financial Services, contact your MINI Retailer.
*Not available in Quebec.
**Terms and conditions apply.
We want you to seize every moment out there on the road. So should you encounter any bumps along the way, it’s all good. Our Protection Products provide extra coverage beyond your warranty – so you can protect yourself from unexpected repair costs, while preserving your MINI’s iconic looks, performance, and value – for years to come.
You like your MINI clean and unblemished – and so do we. That’s why our Excess Wear & Use Protection* offers $7,500 in coverage for non-accident related damage to your windshield, bumper, and body panels, as well as missing parts under $200. No need to worry about minor damage fees at vehicle turn-in – we’ve got you covered.
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*Terms and conditions apply. Please contact your nearest authorized MINI Retailer for full coverage details.
Don’t let road hazards slow your roll. With our Tire & Rim Protection*, you’ll get coverage in the event of damage to your tires and rims by metal, nails, glass, and potholes – without having to incur any additional fees.
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*Some conditions and benefit limits may apply. See contract terms and conditions for full coverage details
Your MINI is designed to stand out. Appearance Protection* is designed to keep it that way. With coverage features like Front Windshield Protection, Paintless Dent Removal, Paint Protection, Interior Protection, and Key Replacement, Appearance Protection will keep your MINI looking factory-fresh, while maximizing its value.
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*Terms and conditions apply. Please contact your nearest authorized MINI Retailer for full coverage details.
With features designed to discourage thieves and increase vehicle traceability, our Anti-Theft Protection* helps ensure you’ll be the only one doing the joyriding in your MINI. And in the event your vehicle does get stolen, your coverage may include a credit towards the purchase of a replacement MINI.
VIEW eBROCHURE
*Terms and conditions apply. Please contact your nearest authorized MINI Retailer for full coverage details.
You like your MINI clean and unblemished – and so do we. That’s why our Excess Wear & Use Protection* offers $7,500 in coverage for non-accident related damage to your windshield, bumper, and body panels, as well as missing parts under $200. No need to worry about minor damage fees at vehicle turn-in – we’ve got you covered.
WATCH VIDEO
VIEW eBROCHURE
*Terms and conditions apply. Please contact your nearest authorized MINI Retailer for full coverage details.
Don’t let road hazards slow your roll. With our Tire & Rim Protection*, you’ll get coverage in the event of damage to your tires and rims by metal, nails, glass, and potholes – without having to incur any additional fees.
WATCH VIDEO
VIEW eBROCHURE
*Some conditions and benefit limits may apply. See contract terms and conditions for full coverage details
Your MINI is designed to stand out. Appearance Protection* is designed to keep it that way. With coverage features like Front Windshield Protection, Paintless Dent Removal, Paint Protection, Interior Protection, and Key Replacement, Appearance Protection will keep your MINI looking factory-fresh, while maximizing its value.
WATCH VIDEO
VIEW eBROCHURE
*Terms and conditions apply. Please contact your nearest authorized MINI Retailer for full coverage details.
With features designed to discourage thieves and increase vehicle traceability, our Anti-Theft Protection* helps ensure you’ll be the only one doing the joyriding in your MINI. And in the event your vehicle does get stolen, your coverage may include a credit towards the purchase of a replacement MINI.
VIEW eBROCHURE
*Terms and conditions apply. Please contact your nearest authorized MINI Retailer for full coverage details.
Mechanical Breakdown Protection* is the simplest (and smartest) way to protect yourself from unexpected repair costs beyond the 4-year/80,000-km New Car Limited Warranty† period. It provides comprehensive coverage on major mechanical components, from engine and transmission, to suspension, steering, and more – for up to 7 years.
As an added benefit, you’ll receive 24/7 roadside assistance for the duration of the term, which provides an extensive range of services designed to keep you moving. Plus, any repairs will be carried out by MINI Certified Technicians using only Original MINI Parts.
Contact your MINI Retailer today for package and pricing options.
*Terms and conditions apply. Please contact your nearest authorized MINI Retailer for full coverage details.
†Coverage begins on the date of sale, or the date the vehicle is placed in service as a demonstrator or company vehicle, whichever comes first. Certain limitations apply.
If your MINI is ever deemed a total or partial loss, the last thing you want to worry about is paying off a lender. MINI Limited Debt Waiver* can help by waiving some or all of the difference between what your primary insurer pays and what you owe on your vehicle loan.
REPLACEMENT EVENT:
If your MINI has been deemed a total loss by your primary insurer and the insurance payout is less than your remaining loan amount, you’re at risk of having to continue payments for a vehicle you can no longer use. MINI Limited Debt Waiver protects you by waiving the difference between your primary insurer’s payout and the balance of your MINI Financial Services loan immediately prior to the total loss.
REPAIR EVENT:
(Optional and only available with the purchase of Replacement Event): You have the option to purchase an additional benefit that will waive a defined amount of your financial obligation in the case of a partial loss. This is when damage declaration record has been added to your vehicle’s history report (i.e. CarProof / CarFax) and your claim has been paid by your primary insurer.
The amount waived depends on your initial vehicle loan amount:
Like any good partner, we’re here to help you through all of life’s twists and turns. Our Loan Protection* product covers your lease and loan commitments to MINI should you experience a critical illness, involuntary loss of employment, disability, or (knock on wood) loss of life. Terms and conditions, including benefits and exclusions, apply. See the Certificate of Insurance for complete details. Contact your MINI Retailer to learn more.
*MINI Financial Services Loan Protection is an optional creditor’s insurance product underwritten by Co-operators Life Insurance Company and administered by LGM Financial Services Inc. To contact Co-operators Life Insurance Company call 1-855-587-8595 or visit www.cooperators.ca
With your My MINI Account, you can securely access your MINI Financial Services info, review statements, make payments, and much more – all conveniently from your mobile or desktop device.
**Active accounts on bi-weekly or monthly automatic recurring payment schedules may reschedule payment dates up to once per pay period. Subject to scheduling limitations, and customer and account eligibility. Please contact the Customer Interaction Centre via the Secure Message Centre in My MINI Account or by calling 1-866-DRV-MINI for more details.
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Hey there! Just wanted to let you know that you’re about to leave the MINI Canada ("MINI"), a division of BMW Canada Inc., website platform. The third party website you will be entering is not owned or operated by MINI and/or its affiliates. That means, we do not endorse, nor are responsible for the content, products, or services on the third party website. Please be aware that the privacy policy or any terms and conditions on the third party website may be different than ours, so please be sure to read the third party policies closely. We’ll be right here awaiting your return!
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